Honda Finance Center in Memphis, TN

Auto Financing Has Never Been Easier

When you choose AutoNation Honda 385 for your auto financing needs, you can expect:

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Straightforward Pricing

You'll receive an affordable price on new and pre-owned vehicles. So you'll save time and get a great value.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

Shopping Tools

Honda Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.

Estimate Your Payment

Protect Your Vehicle

AutoNation Honda 385 offers protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents.

Explore Protection Plans

We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*

Get a Certified Offer

Frequently Asked Questions

Is it better to lease or finance a car?

Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the purchase of a vehicle. Depending on your situation, one may be better than the other for you.

If you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year then leasing might be the best option.

Do you want to keep your car for longer than three years? You should probably consider purchasing your next vehicle.

Lease vs. Buy

Can I trade in my car that's not paid off?

Yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If your car is worth less than what you owe, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

We'll Buy Your Car

How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our affordable or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

Payment Calculator

Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Used Inventory

Your Trusted Honda Finance Center in Memphis

Interior view of AutoNation Honda 385 during the day

Finance a Honda Near Memphis, TN

You can count on AutoNation Honda 385 to offer simple financing solutions. Serving the Memphis, Tennessee area including Germantown, Collierville, and Oakville, our Financing team can help you. Come in to learn more about the car loan options for buying new, used, and Certified Pre-Owned Honda vehicles. 

Many Honda models are available at the AutoNation Honda 385 dealership, including the new Honda Pilot, HR-V, and Ridgeline.

Located at 4030 Hacks Cross Road in Memphis, just off 385, we'll help you find the right finance solution for your budget.

Honda Specials and Lease Deals

Not only will you have the chance to choose between a Honda CR-V and a Honda Civic, but you'll also get to make the call on buying vs. leasing your Honda vehicle. We'll help you weigh the details, including the initial costs, payments, restrictions, insurance, wear and tear, and GAP coverage. Leasing is available on new and Certified Pre-Owned cars, but not on used cars. 

AutoNation Honda 385 has many financing and leasing offers and specials available:

  • Honda Loyalty/Conquest Offer
  • Special APR
  • Featured special lease financing options
  • Honda Military Appreciation Offer
  • Honda Graduate Offer

Offer details are always changing, but check our website or call the team at (901) 209-1308 if you need more information.

How To Finance a Honda Vehicle

It couldn't be easier to qualify with Honda Financial Services; if you wish, you'll even be able to start the auto loan application process from the comfort of your own home. When you know what Honda vehicle you want to buy or lease, you can prequalify online. From there, you'll be able to find out your interest rate and the loan amount available based on your qualifications. You can use our online payment calculator to determine what your monthly payment might look like. 

We strive to keep things simple with straightforward pricing and worry-free financing. We work with many lenders to try and find our buyers the best possible rate based on their qualifications, even if they have a bad credit score or a downpayment doesn't meet expectations. 

We'll Buy Your Car

If you're looking to trade in a used car or SUV, you can initiate the process online with KBB. Once you've shared more information about the car you'd like appraised, the dealership will generate a certified offer letter. The letter outlines the terms of your trade-in and locks in the price for 7-days or up to 500 additional miles on the vehicle. 

The appraisal itself is free. By locking in your used vehicle's value, you'll be better able to decide what type of new car you'd like to buy.

Visit AutoNation Honda 385 in Memphis, TN

Our Honda Finance Department is ready to help you take the next step. Once you're prequalified, come by the Honda dealership to learn more about our inventory, take a test drive, and meet with our specialists.

You can schedule an appointment with the finance team by calling (901) 209-1308, or just plan to drop by the store when it's convenient for you.

Get Pre-Qualified   View Our Inventory

Your privacy is important to us.

AutoNation Honda 385 takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

  1. AutoNation Honda 385

    4030 Hacks Cross Road
    Memphis, TN 38125

    • Sales: (901) 209-1308
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Get in Touch

  • Contact our Sales Department at: (901) 209-1308
  • Monday8:30 AM - 8:00 PM
  • Tuesday8:30 AM - 8:00 PM
  • Wednesday8:30 AM - 8:00 PM
  • Thursday8:30 AM - 8:00 PM
  • Friday8:30 AM - 7:00 PM
  • Saturday8:30 AM - 7:00 PM
  • Sunday1:00 PM - 6:00 PM